Richard Kinkade is well-known and respected for his commitment to expert, prompt & affordable bankruptcy representation. Since 1986 Richard Kinkade has helped thousands of Texas residents obtain debt relief.
Stop Foreclosure

Foreclosure is a legal proceeding whereby the creditor (mortgage company, taxing authority) is attempting to take the title of your real estate in order to pay a debt (ie mortgage, taxes) which you currently owe. For most people, this generally means their homestead. In Texas, the foreclosure sales take place the first Tuesday of each month between 10:00am to 4:00pm....


Stop Repossessions

Generally speaking, a repossession involves a creditor asserting it's contractual rights against a debtor who has violated the contract previously entered. This contract involves financing a purchase - money secured debt usually involving a motor vehicle (it can also be for appliances, computers, etc) whereby regular monthly payments are due and if not paid, the contract goes into default ...


Stop IRS Collections

The Internal Revenue Service (IRS) is the collector for the income taxes (and other debts) owed to the U.S. government.  Tax liabilities generally are divided into two (2) categories: (a.) business taxes, and (b.) personal income taxes. If you have your own business...


Stop Debt Collectors

No one initially intends on racking up a large amount of credit card debt. For most people, it just happens. An illness, family emergency, loss of employment, separation and divorce can all contribute towards an increase use of the cards. You still have to put food on the table, a roof over your family's head and clothes for the kids.


Stop Lawsuits​

There is nothing quite as unsettling as a police officer coming to your home or work serving you with a piece of paper. A lawsuit is a cause of action arising from a dispute between two or more parties that has been brought before a court for a resolution. Usually, these disputes are either a tort action (personal injury) or a contract violation (non-payment of a debt).


Money is better than poverty,

if only for financial reasons.

 - Woody Allen